StrImeya opportunity in crisis to visit another country, will be doubly a shame to lose the long-awaited trip because of the unexpected problems encountered. To avoid unnecessary trouble, traveling abroad is not only familiar with the contract, provided a tour agency and learn about the customs and laws of the country visited, but also to insure against his own recognizance.
In our lives, unfortunately, can happen anything: you can get sick the day before departure, the embassy may refuse a visa. A rejection of the journey in less than two weeks before departure - this is almost a complete loss of funds spent on the ticket. And get the money in case his own recognizance with a travel agency is unlikely, even when going to court. To prevent such situations and there is an insurance program from house arrest, where the responsibility on himself takes the insurer.
Typically, the insurance contract on his own recognizance is not less than two weeks before the trip. And if in this period is an accident, ie because of certain circumstances, a tourist is not going anywhere, the insurance company makes payment. Otherwise, it returns in full the cost of stay, or keep some overhead. By the way, then, what amounts will be refunded if cancellation of the trip because of not obtaining a visa should be agreed in the contract. But in any case not be returned premiums.
Happy end of the insurance contract is the day you travel abroad, to be exact moment of crossing the border.
What is insured event Of course, if you simply change your mind without good reason or trite sleep departure, money will not be returned. Among the risks paid: Sudden illness, a tourist or a close relative (not the early 15 days before the date of travel), and their death -Possession of the insured medical contraindications for the compulsory preventive vaccination necessary when leaving the country of destination -Damage or destruction of property by fire, the Gulf, natural disasters Call the tourist in court as any participant in the -Conscription or military training -Non-receipt or delay in obtaining a visa.
How to insure Very often travel company itself offers some insurance companies with which they have signed an agreement of cooperation. Of course, disagree with it or not - it's up to you.
Or you can find an insurance independently. Call your insurance company and find out whether they provide services of this type. You can search this information and the company's website.
Contracts for insurance Information that requires an insurance company in the contract, must be truthful, even in small things. By law, if a customer reports false information in the insurance reimbursement is likely to be refused.
For the insurer to properly assess risk and determine the fare, it is important to know the purpose of the trip, the experience of previous visits to foreign countries, the possible reasons that you could be denied visas, the presence of chronic diseases, etc. And many more you know about the circumstances affecting on the degree of risk and probability of occurrence of the insured event.
As fear itself before entering into a contract of voluntary insurance of house arrest, should carefully study the rules of its provision. The peculiarity of this type of insurance is that it does not imply unconditional payments under the insurance policy in case the insured event. Prior to compensate tourist tour cost, the insurance company finds out the causes of the insured event, and only then decide on the payment.
Receives compensation When the insured client must declare to the insurance company that it is impossible to travel. But the matter is not limited, to write insurance claim. It should be specified the nature and circumstances of the insured, agent, date of departure and place of residence. The application should include documents confirming the fact of the loss. By the way, the insurer may demand, and other supporting documents, as well as offer the client undergo a medical examination, if the cause were his own recognizance health problems.
In our lives, unfortunately, can happen anything: you can get sick the day before departure, the embassy may refuse a visa. A rejection of the journey in less than two weeks before departure - this is almost a complete loss of funds spent on the ticket. And get the money in case his own recognizance with a travel agency is unlikely, even when going to court. To prevent such situations and there is an insurance program from house arrest, where the responsibility on himself takes the insurer.
Typically, the insurance contract on his own recognizance is not less than two weeks before the trip. And if in this period is an accident, ie because of certain circumstances, a tourist is not going anywhere, the insurance company makes payment. Otherwise, it returns in full the cost of stay, or keep some overhead. By the way, then, what amounts will be refunded if cancellation of the trip because of not obtaining a visa should be agreed in the contract. But in any case not be returned premiums.
Happy end of the insurance contract is the day you travel abroad, to be exact moment of crossing the border.
What is insured event Of course, if you simply change your mind without good reason or trite sleep departure, money will not be returned. Among the risks paid: Sudden illness, a tourist or a close relative (not the early 15 days before the date of travel), and their death -Possession of the insured medical contraindications for the compulsory preventive vaccination necessary when leaving the country of destination -Damage or destruction of property by fire, the Gulf, natural disasters Call the tourist in court as any participant in the -Conscription or military training -Non-receipt or delay in obtaining a visa.
How to insure Very often travel company itself offers some insurance companies with which they have signed an agreement of cooperation. Of course, disagree with it or not - it's up to you.
Or you can find an insurance independently. Call your insurance company and find out whether they provide services of this type. You can search this information and the company's website.
Contracts for insurance Information that requires an insurance company in the contract, must be truthful, even in small things. By law, if a customer reports false information in the insurance reimbursement is likely to be refused.
For the insurer to properly assess risk and determine the fare, it is important to know the purpose of the trip, the experience of previous visits to foreign countries, the possible reasons that you could be denied visas, the presence of chronic diseases, etc. And many more you know about the circumstances affecting on the degree of risk and probability of occurrence of the insured event.
As fear itself before entering into a contract of voluntary insurance of house arrest, should carefully study the rules of its provision. The peculiarity of this type of insurance is that it does not imply unconditional payments under the insurance policy in case the insured event. Prior to compensate tourist tour cost, the insurance company finds out the causes of the insured event, and only then decide on the payment.
Receives compensation When the insured client must declare to the insurance company that it is impossible to travel. But the matter is not limited, to write insurance claim. It should be specified the nature and circumstances of the insured, agent, date of departure and place of residence. The application should include documents confirming the fact of the loss. By the way, the insurer may demand, and other supporting documents, as well as offer the client undergo a medical examination, if the cause were his own recognizance health problems.
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